Deborah W. Nason Writer. Twitter ninja. Wannabe organizer. Avid troublemaker. Bacon geek. Tv evangelist.

Is pre-approval guaranteed?

43 sec read

Preapproval doesn’t guarantee that a mortgage will be approved. It does involve a thorough review of your financial background and sets realistic parameters around how much you can afford to borrow if your application is approved. Preapproval is not a guarantee but it is not a commitment.

Can my pre-approval get denied?

Even if you were pre-approved, your application can still be denied. There are a number of things that could derail your home buying plans and cause the lender to decline your application after pre-approval, such as a change in your credit score, employment, earnings, and debts.

How reliable is pre-approval?

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Can a pre-approval be denied?

It is possible to be denied a mortgage loan after being pre-approved. The pre-approval process gets deeper. The lender pulls your credit score, income, etc., but neither of these things guarantees you will get the loan.

Deborah W. Nason Writer. Twitter ninja. Wannabe organizer. Avid troublemaker. Bacon geek. Tv evangelist.

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